Information on the specific financial results of the Group by jurisdictions where the companies of the Group are registered

For the year ended 31 December 2014, RUB bn
Jurisdiction Net interest income Net provision charge for impairment of debt financial assets Net fee and comission income Net other operating income Operating income Operating expenses Profit/(loss) before tax Income tax expense Net profit/(loss) Capital expenditures
Russian Federation 912.30 –313.10 253.30 –13.10 838.80 –478.50 360.30 –81.00 279.30 132.20
Austria 10.50 –0.10 0.40 –0.10 10.70 –6.10 4.60 –0.30 4.30 0.10
Belarus 8.00 –1.70 4.40 –1.70 9.00 –8.20 0.80 –0.80 1.00
Bosnia and Herzegovina 1.70 –0.40 0.40 0.10 1.80 –1.30 0.50 0.50 0.40
Croatia 2.20 –1.20 0.30 0.20 1.50 –1.50 0.20
Cyprus and other jurisdictions –3.80 –0.50 –1.00 10.50 5.20 –1.70 3.50 0.50 4.00
Czech Republic 3.30 –0.70 0.50 0.40 3.50 –2.50 1.00 –0.20 0.80 0.10
United Kingdom 0.20 0.90 1.10 –2.40 –1.30 –1.30
Switzerland 0.50 –0.30 0.20 0.10 0.50 –1.10 –0.60 –0.60 0.20
Hungary 2.00 –1.10 1.20 0.30 2.40 –4.50 –2.10 –0.10 –2.20 0.60
Ireland 0.40 –1.90 –1.50 –1.50 0.20 –1.30
Kazakhstan 12.90 –4.70 3.60 2.00 13.80 –6.70 7.10 –1.40 5.70 1.10
Serbia 2.00 –1.00 0.40 0.20 1.60 –1.30 0.30 0.30 0.20
Slovakia 2.80 –0.70 0.50 0.20 2.80 –2.70 0.10 0.10 0.10
Slovenia 1.90 –1.20 0.30 0.40 1.40 –1.30 0.10 –0.10 –0.00 0.10
Turkey 52.60 –10.50 16.20 –4.90 53.40 –40.10 13.30 –2.20 11.10 3.90
Ukraine 10.40 –21.70 1.20 8.10 –2.00 –5.00 –7.00 1.40 –5.60 0.80
USA 0.20 0.20 –0.60 –0.40 –0.40
TOTAL before intercompany balances 1,019.70 –361.40 282.30 3.60 944.20 –565.50 378.70 –84.00 294.70 141.00
Intercomopany balances –4.9 –4.90 0.4 –4.50 0.1 –4.40
Total 1,019.7 –361.4 282.3 –1.3 939.30 –565.1 374.20 –83.9 290.30 141.0
For the year ended 31 December 2013, RUB bn
Jurisdiction Net interest income Net provision charge for impairment of debt financial assets Net fee and comission income Net other operating income Operating income Operating expenses Profit/(loss) before tax Income tax expense Net profit/(loss) Capital expenditures
Russian Federation 770.3 –109.3 200.5 6.9 868.40 –438.5 429.90 –92.1 337.80 121.9
Austria 4.9 –0.3 0.2 0.2 5.00 –3.5 1.50 1.6 3.10 0.2
Belarus 5.3 0.4 2.9 –0.1 8.50 –5.7 2.80 –0.7 2.10 1.1
Bosnia and Herzegovina 1.7 –0.1 0.3 0.1 2.00 –1.2 0.80 0.80 0.2
Croatia 2.0 –1.0 0.2 0.1 1.30 –1.2 0.10 0.10 0.2
Cyprus and other jurisdictions 2.1 –1.2 2.2 3.10 0.2 3.30 0.3 3.60
Czech Republic 3.2 –0.7 0.4 0.2 3.10 –2.0 1.10 –0.1 1.00 0.2
United Kingdom 0.3 0.1 0.40 –0.8 –0.40 –0.40
Switzerland 0.1 –0.2 0.1 –0.1 –0.10 –0.6 –0.70 –0.70
Hungary 2.4 –1.0 0.8 0.1 2.30 –2.9 –0.60 –0.1 –0.70 0.1
Ireland 0.1 –0.1
Kazakhstan 9.6 –2.3 2.3 0.8 10.40 –5.1 5.30 –1.0 4.30 2.6
Serbia 2.5 –1.3 0.2 0.2 1.60 –1.0 0.60 0.60
Slovakia 2.7 –0.2 0.4 0.3 3.20 –2.4 0.80 –0.1 0.70 0.3
Slovenia 1.5 –0.9 0.2 0.1 0.90 –0.9 0.1
Turkey 46.6 –12.4 12.3 –2.9 43.60 –34.9 8.70 –2.1 6.60 2.5
Ukraine 7.0 –1.0 1.2 0.4 7.60 –4.9 2.70 –0.3 2.40 1.3
USA 0.5 –0.2 0.30 –0.5 –0.20 –0.20
TOTAL before intercompany balances 862.0 –130.4 221.6 8.4 961.60 –505.9 455.70 –94.6 361.10 130.70
Intercomopany balances 0.2 –4.5 –0.3 2.9 –1.70 1.7 0.9 0.90
Total 862.2 –134.9 221.3 11.3 959.90 –504.2 455.70 –93.7 362.00 130.7