Management Responsibility Statement
I confirm that to the best of my knowledge and belief:
(a) the financial statements, prepared in accordance with the International Financial Reporting Standards, give a true and fair view of the assets, liabilities, financial position and profit or loss of Sberbank Group as a whole, and
(b) the management report includes a fair review of the development and performance of the business and the position of Sberbank Group included in the consolidation taken as a whole, together with a description of the principal risks and uncertainties that they face.
On behalf of the Executive Board,
Herman Gref CEO, Chairman of the Executive Board